In this Policy, “Adriatic Finance Group”, “AFG”, “we”, “us” and “our” refer to Adriatic Finance Group d.o.o.
This Policy explains how cookies and similar technologies may be used on the Adriatic Finance Group website and how visitors can manage their choices.
Further information about the processing of personal data is available in our Privacy Policy.
2. What cookies and similar technologies are
Cookies are small text files that a website or external service may place on or read from a visitor’s device.
Websites may also use similar technologies, including local storage, pixels, tags, scripts and device identifiers. In this Policy, references to “cookies” include these similar technologies where appropriate.
Cookies and similar technologies may be used to:
• operate and secure a website;
• remember privacy and consent choices;
• provide requested functions;
• understand website traffic and performance;
• measure interaction with website content;
• display content supplied by external providers;
• support advertising or marketing services where these have been enabled.
Some cookies are deleted when the browser is closed. Others remain on the device for a defined period or until they are deleted by the visitor.
3. How this website uses cookies
The website uses technologies that are necessary to provide its basic functions, maintain security and remember privacy choices.
Optional analytics and marketing integrations connected through Hostinger Website Builder load only in accordance with the visitor’s consent choice.
Visitors can:
• accept all optional technologies;
• reject all optional technologies; or
• manage their preferences by category.
When optional consent is not given, the corresponding analytics and marketing integrations are not loaded.
The technologies present during a particular visit depend on the website functions, integrations and external services active at that time.
4. Categories of cookies and technologies
4.1 Strictly necessary technologies
Strictly necessary technologies support functions required for the website to operate properly.
They may be used to:
• deliver website pages;
• maintain website security;
• support network and hosting functions;
• prevent misuse;
• remember cookie and privacy preferences;
• provide functions specifically requested by the visitor.
These technologies cannot normally be disabled through the website’s consent controls because the website may not function properly without them.
Visitors may still block or delete them through their browser settings, although doing so may affect website availability or functionality.
4.2 Analytics technologies
Analytics technologies help us understand how visitors use the website.
They may collect information such as:
• pages visited;
• approximate visit duration;
• referring website or page;
• browser and device type;
• operating system;
• approximate location;
• technical performance information;
• interactions with website elements.
Analytics information helps us understand website use, identify technical issues and improve content and performance.
Analytics integrations are optional and load only after the visitor has consented to the Analytics category.
4.3 Marketing technologies
Marketing technologies may be used to measure advertising, understand campaign performance, create audiences or personalise promotional communications across external platforms.
Marketing integrations are optional and load only after the visitor has consented to the Marketing category.
Declining marketing technologies does not prevent access to the website or its principal content.
4.4 External content and embedded services
The website may display content supplied by external providers, including maps, news feeds, images, articles or other embedded material.
When external content is displayed, the relevant provider may receive technical information such as:
• the visitor’s IP address;
• browser and device information;
• operating system;
• date and time of access;
• referring page;
• interaction with the embedded content.
External providers may also use their own cookies or similar technologies. Their processing is governed by their own terms, privacy policies and cookie information.
5. Hostinger Website Builder
The website is built and hosted using Hostinger Website Builder and related hosting services.
Hostinger provides the technical infrastructure used to deliver, secure and operate the website. Essential technical information may be processed as part of hosting, security, system administration and website delivery.
Hostinger Website Builder also provides the website’s cookie-consent controls.
Where an Analytics or Marketing integration is connected through Hostinger Website Builder, the integration loads according to the category selected by the visitor.
Hostinger’s consent-controlled analytics technologies, including its Amplitude tracking where applicable, load only when the relevant consent has been given.
6. Google Maps
The Contact page may display an embedded Google map to help visitors locate Adriatic Finance Group.
When the map is displayed, Google may receive technical information about the visitor’s device and connection, including the IP address, browser information, approximate location and interaction with the map.
Google may use cookies or similar technologies in connection with the map. Google acts under its own terms, privacy policy and cookie practices.
Visitors who open the location through Google Maps or another external mapping service leave the Adriatic Finance Group website and become subject to the terms and privacy practices of that service.
7. Business Monitor, RSS feeds and external publishers
The Business Monitor page displays automated economic and business updates obtained through PolitePaul, RSS feeds, external publishers or other third-party sources.
When the Business Monitor or its external content is loaded, the relevant service provider may receive technical information relating to the visitor’s device, browser, IP address and interaction with the content.
Selecting a headline or external link may take the visitor to the website of the original publisher. The publisher’s own privacy and cookie policies apply after the visitor leaves the Adriatic Finance Group website.
Adriatic Finance Group does not control cookies or technologies used by external publishers on their own websites.
8. Cookie-consent controls
When the cookie banner is displayed, visitors can:
• accept all optional technologies;
• reject all optional technologies; or
• select which optional categories they wish to allow.
Strictly necessary technologies remain active because they are required to operate the website and remember the visitor’s choices.
Refusing optional cookies does not prevent access to the main website content or the use of the contact form.
Visitors can change or withdraw their consent at any time through the Cookie Settings control available on the website.
Withdrawing consent does not affect the lawfulness of processing carried out before the consent was withdrawn.
Changing a preference prevents the relevant optional integrations from loading during future use, subject to the technical operation of the visitor’s browser and any cookies already stored on the device.
Previously stored cookies may be removed through the browser’s cookie settings.
9. Browser settings
Most internet browsers allow visitors to view, block and delete cookies.
Browser settings may also allow visitors to:
• block all cookies;
• block third-party cookies;
• delete cookies when the browser is closed;
• clear previously stored website data;
• restrict tracking technologies.
The available controls depend on the browser and device being used.
Blocking all cookies may affect website functions, stored preferences or the operation of embedded services.
Browser controls operate separately from the consent choices available through the website’s Cookie Settings.
10. Cookie duration and retention
The duration of a cookie depends on its purpose and provider.
Session cookies normally expire when the browser is closed.
Persistent cookies remain on the device until their stated expiry date or until they are deleted by the visitor.
Analytics, marketing and external-service cookies may have different retention periods determined by the relevant provider.
Consent and preference information may be retained for as long as reasonably necessary to remember the visitor’s choices, operate the consent mechanism and demonstrate compliance with applicable requirements.
Visitors can inspect cookies stored on their device through their browser’s privacy or developer settings.
11. Personal data and international processing
Information collected through cookies or similar technologies may constitute personal data, particularly when it is linked to an IP address, device identifier or other information relating to an identifiable individual.
Some technology and external-content providers may process information outside Montenegro or outside the European Economic Area.
Where Adriatic Finance Group determines the purposes and means of processing, information is handled in accordance with our Privacy Policy and applicable data-protection requirements.
External providers process information in accordance with their own privacy documentation and international-transfer arrangements.
12. Third-party responsibility
Adriatic Finance Group does not control the technologies used by third-party websites after a visitor follows an external link.
This includes websites operated by:
• Google;
• PolitePaul;
• news and media publishers;
• public institutions;
• other external websites linked from the Business Monitor or elsewhere on the website.
Visitors should review the privacy and cookie information published by the relevant provider before submitting personal information or changing their preferences on an external website.
13. Changes to this Cookie Policy
We may update this Cookie Policy when:
• website functions change;
• an integration is added, removed or modified;
• a service provider changes;
• cookie-consent controls are updated;
• legal or regulatory requirements change.
The revised version will be published on this page with an updated “Last updated” date.
Material changes may also be communicated through the website or the cookie-consent interface where appropriate.
14. Contact
Questions concerning cookies, consent choices or this Cookie Policy may be sent to:
